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The loss factor of 2,000 is processed as a quantity reduction with no impact on deferred market discount or cost as there is sufficient unamortized discount (For example, 40,000) to absorb the full loss factor.

Totals after applying loss factor After Applying Loss Factor 

Units

Cost

Def Market Discount

Mkt Dis

998,000

950,000

10,000

38,000

...

The system applies loss factor reducing the unamortized discount by 5,000 to zero and then reduces the deferred market discount by the remaining 12,000 leaving 3,000 available as deferred market discount.

Totals after processing loss factorAfter Processing Loss Factor

Units

Cost

Def Market Discount

Mkt Dis

983,000

980,000

3,000

0

...

 

Debit

Credit

Amortization Income   

 

3,000

Investment Receivable

8,000

 

Cost

 

5,000

Totals after applying loss factor and proceedsAfter Applying Loss Factor and Proceeds

Units

Cost

Def Market Discount

Mkt Dis

975,000

975,000

0

0

...


Debit

Credit

Loss

5,000

 

Cost

 

5,000

Totals after After Processing Loss Factor but Prior to Applying Proceeds

...


Debit

Credit

Investment Receivable

8,000

 

Cost

 

8,000

Totals after applying loss factor and proceedsAfter Applying Loss Factor and Proceeds

Units

Cost

Def Market Discount

Mkt Dis

967,000

967,000

0

0

...


Debit

Credit

Loss

 

5,000

Cost

5,000

 

Totals after processing recovery factor but prior to applying proceedsAfter Processing Recovery Factor but Prior to Applying Proceeds

Units

Cost

Def Market Discount

Mkt Dis

977,000

972,000

5,000

0

...


Debit

Credit

Investment Receivable

25,000

 

Cost

 

20,000

Amortization Income

 

5,000

Totals after applying recovery factor and proceedsAfter Applying Recovery Factor and Proceeds

Units

Cost

Def Market Discount

Mkt Dis

952,000

952,000

0

0

...