...
When you set up an amortization & accretion rule for credit card securities, by default, the panel defaults the Prepayment Assumption field to EMD (Effective Maturity Date) and sets the Effective Maturity Date Method to Soft Bullet Payment. You can use the effective maturity date (EMD) for both credit card and non-credit card ABS/MBS securities for the purpose of determining cash flows, deriving an amortization yield, and calculating an amortization/accretion amount in Eagle Accounting. For more information, see Amortization & Accretion Rules Panel Options and Understand the Prepayment Assumption Option.
...